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Knowledge Partner
Micro Finance Institutions Network (MFIN) is the industry association and of Non-Bank Finance Company Micro Finance Institutions (NBFC-MFIs). It was established in October 2009 as the primary representative body of the NBFCs engaged in the business of Microfinance. The four pillars of MFIN’s work are advocacy, self regulation, development and communications. The overarching aim of all that MFIN does is to achieve MFIN’s mission of promoting robust development of the microfinance industry and thereby facilitate access to finance to the millions of un-served and underserved people in India and thus further the financial inclusion agenda in the country. MFIN has a membership base of 43 NBFC-MFIs.

MFIN is constitutionally, structurally and functionally designed as the Self-Regulatory Organization (SRO) for the microfinance industry. MFIN has supported the establishment of an effective framework of guidelines for responsible lending and client protection. MFIN is working on a range of activities focused on self-regulation. The industry has a Code of Conduct which MFIN ensures is followed through an Enforcement Committee. MFIN and its members have made enormous efforts in developing the Credit Bureau ecosystem for the microfinance clients. Enforcement mechanism through MFIN has ensured that today the credit bureaus have over 120 million records.

MFIN’s primary objective is to work towards the robust development of the microfinance sector, by promoting:
  • Responsible lending
  • Client protection
  • Good governance and
  • A supportive regulatory environment
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