Times Conferences Limited - The Times Group
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Associate Partner
We are a Financial Supermarket known for our reliable and timely service and unique solutions. In India our products include Remittance, Foreign Exchange, Travel & Tours, Gold, Auto, Consumer Loans and Domestic Money Transfer among others. Our customized products combined with advanced technology and outstanding personnel make a recipe for customer delight.

Incorporated as public limited company, our Indian operations began in 1999 with HO in Kochi and Registered Office at MG Road, Bangalore. Our Foreign Exchange services were commenced in 2000 followed by IATA accredited Travel and Ticketing Services. By 2003, we had stepped into General insurance sales in liaison with United India Assurance and in 2006 we became the first RBI approved FFMC to be made an Authorised Dealer II. Presently, we have forayed into Gold, Auto and Consumer Loans, RBI approved Prepaid Cards, domestic money transfer, customised packaged tours, financial advisory and share trading.

At the helm of this global organization is Dr. B R Shetty, the Chairman ably assisted by a strong team comprising of professionals with impeccable credentials. Our vision is successfully translated into a strong network of 340 branches seeping into most remote villages and suburbs of India. Our products are designed for use of the simple commoner in everyday requisites and available through 4,000 sub-agents. Our reliability and reputation have earned us successful liaison with international brands like Money Gram Payment System Inc.

Corporate responsibility is serious business too. We contribute to education, health, environment and other societal uplift measures. We are inspired by the accolades for excellence and motivated to strive forth.
D2K Technologies India Pvt Ltd has been promoted by professionals, having background of Banking & Finance, Risk Management, Audit, Agriculture, Technology and managing business organizations is incorporated in May 2001. It has been providing customized MIS / DSS solutions to the banking industry for over a decade. It has been partnering with various Banks to provide niche banking solutions, specifically ‘MIS, Reporting and Risk’ solutions having ‘CRisMac’ as our flagship product.

The products developed by the company address the issues related to Asset Classification as per IRAC norms, CIBIL data submission, calculation of Risk Weighted Asset (RWA), Credit risk under Basel II norms, NPA Management etc. ‘CRisMac’ also has System Interfaces with Core Banking Systems (CBS) used by banks – Finacle (Infosys), FLEXCUBE (Oracle), BaNCS (TCS) etc.

For FINANCIAL Inclusion, the company has developed CRisMac KrishaK - A Risk Mitigation Solution for accelerated rural credit, to provide Banks/ Financial Institutions, a single window system to facilitate scientific credit appraisal. It also facilitates credit sanction and loan documentation with related MIS and alerts to the stake holders. It enables assessment of Timely credit, Adequate credit and Counseled credit to rural target groups. It assists in the appraisal and disbursement of production, Investment and non-farm credit along with the project finance - Land Based and non-land based.

Other products developed are, (1) The Credit Risk Scoring System (CRSS) – this helps the banks to decide the creditworthiness of the loan applicant on basis of score. The score would aid the bank in making informed and intelligent credit disbursement decisions. (2) CRisMac Legal helps the banks to monitor stage-wise progression of impaired assets.
In collaboration with Morpho, Smart Chip has implemented several state-of-the-art Biometric and other Identity technologies in India across various e-Governance programs, banks, financial institutions and large corporations.

Smart Chip Limited is engaged in products, solutions and services which impact over 100 million Indians every year. The company enjoys a market leadership in SIM card market and runs several large-scale, long term service engagements with state and non-state organization which have Identity as a central theme.
Partnership Opportunities
For Partnership Opportunities Please e-Mail to: partnership@et-financialinclusion.com
Conference Delegation
For Delegates Please e-Mail to: delegate@et-financialinclusion.com
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