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Government Partner

NPCI is a registered company under Section 25 of the Companies Act, 1956, and is promoted by 10 banks in India under the aegis of the Indian Banks Association with majority shareholding by Public Sector Banks. The Company is intended to benefit people of the country at large by way of developing resilient research and technology facilities to ensure better, faster that can be benchmarked with the best global payment systems.

NPCI’s products & services includes - National Financial Switch- The benchmark ATM switching is the stabilised service. Immediate Payment Service (IMPS) – An innovative mobile payment service that is capable of processing remittances/payments initiated from mobile, internet and ATM. RuPay Domestic Card payment Network- India’s own card to offer a domestic, open-loop, multilateral system which will allow all Indian banks in India to participate in electronic payments. Cheque Truncation System (CTS)- Launched to implement Grid-based CTS in Chennai, initially, and then other states in southern part that would eventually discontinue MICR clearing. National Automated Clearing House (ACH)- The centralised NACH platform is designed to handle secure and scalable file based transaction processing capabilities and will be the enabler to process transaction based on Aadhaar. Aadhaar Enabled Payment System – is a bank led model which allows online interoperable financial transactions at PoS through BC of any bank using Aadhaar authentication.
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