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Godrej Interio

Godrej Interio: Transforming Lives

Godrej Interio is India’s premium furniture brand in both home and institutional segments with a strong commitment to sustainability and centres of excellence in design, manufacturing and retail.

The company aims to transform spaces with its smart furniture and create brighter homes and offices with products that have the highest design quotient that combine aesthetics, functionality and technology. Godrej Interio also pursues excellence with a special focus on health and ergonomics. Be it office, home or other specialised application, it has the entire range under one roof.

This major furniture brand cares for the environment and strongly advocates the policy of sustainability. To that end, all its products are manufactured with minimalistic effects on the environment, thus lessening the carbon footprint. Usage of eco-friendly materials; setting up of less polluting and consuming processes; eco-friendly packing and transportation; and finally recycling/re-use of used furniture and scrap shows the company’s commitment to “Talk Green, Walk Green”.

Godrej Interio outlets pan across India – 490 exclusive showrooms in 45 cities, operating through 500 dealers. It is one of the largest divisions of Godrej and Boyce Mfg. Co. Ltd., part of the Godrej Group, one of India’s largest engineering and consumer product groups.
Indian Overseas Bank

Indian Overseas Bank is the 7th largest nationalized bank in the country, with a total Branch network of 3078 Branches as on 31st December 2013, of which 916 are rural branches consisting of 217 Branches in Unbanked Rural Centres.

58.56 Lakh Basic Savings Bank Deposit Accounts (BSBD) having outstanding balance of Rs.370 Crores have been opened by our Bank.

We have granted 4.77 lahks loan accounts amounting to Rs.3790 Crores to Non farm sector individuals and 3.85 lakhs Kissan Credit Cards (KCC) amounting to Rs.4549 Crores.

Automatic Temporary Over-Draft of Rs.1000/- is enabled for all Smart Card Holders.

So far 3264 villages are covered under Financial Inclusion in 21 States and 2 Union Territories including North Eastern & Hilly States.

Smart Card Banking is extended at the doorstep of the customers through 2392 Business Correspondents.

Our Bank has issued 9.76 Lakhs Smart Cards. So far 99.53 lakhs transactions were undertaken through Smart Cards with a turnover of Rs.669.65 Crores.

Total village development Programme “IOB Sampoorna” scheme is being implemented in 100 villages.

22 Financial Literacy & Credit Counselling Centre (FLCCC) were setup and 22659 credit counseling & financial literacy programmes were conducted.

IOB Rural Self Employment Training Institutes (RSETIs) set up at 13 places, so far conducted 540 training programmes benefitting 13665 persons with a settlement rate of 55%.

We have setup Ultra Small Branches (USBs) in 1271 FI villages. Officers are assigned to visit USBs every week on a prefixed day & time. 574 Laptops were given to the officers visiting FI villages.

Our Bank has conducted seminars on financial literacy in 25 centres in association with knowledge partner namely NITTE Education Trust, Mangalore.

Our Bank has bagged SKOCH Financial Inclusion award continuously for 3 consecutive years. Also we have bagged FIPS Awards and IPE BFSI Awards for the year 2013.

To provide better service under Financial Inclusion, we have opened 3 Specialised Financial Inclusion Branches.
D2K Technologies













GI Technologies

GI Technology is a payment solutions company focusing on the remittance, banking correspondent and mobile (wallet) payment solutions for banks. GI’s products today contribute close to 20 Lakhs transactions for banks in their agent led domestic money transfer business.

GI Integrated Remittance and Banking Correspondent platform facilitate banks to grow their agent led business fast. It is used by leading private banks like YES BANK who are market leaders in retail domestic remittance and urban financial inclusion and now 3 more customers are going to go live. It works on both IMPS and NEFT for P2A, P2P, P2M transactions with good back end controls and MIS.

GI’s IMPS Transaction Switch can be used on a standalone basis by banks and financial institutions for IMPS transaction processing, validations, refunds and settlements.

GI Prepaid platform with Wallet Management is used by PPIs and financial institutions in India. GI Prepaid platform used by ICASH CARD has special features addressing pain points of educational institutions, travel service companies and large retail agent networks. Lovely Professional University, DY Patil group of institutions, IRCTC uses ICASH CARD.

eKYC Engine launched by GI for instant authentication and individual demographic data collection from UIDAI. This can be easily used by banks and PPIs.

We are ISO 9001, ISO 270001 compliant and PCI DSS certified organization using ISO 8583 standards for our products. We also provide host and data center management services to our customers
Partnership Opportunities
For Partnership Opportunities Please e-Mail to: partnership@et-financialinclusion.com
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